{"id":3460,"title":"Solution 1 - Plastic Money","advertisement_flag":false,"content":"\n\u003cp\u003eYou should spend about 40 minutes on this task. \u003c/p\u003e\n\n\u003cp\u003eWrite about the following topic: \u003c/p\u003e\n\n\u003cp\u003eNowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. \u003c/p\u003e\n\n\u003cp\u003eDiscuss the advantages and disadvantages of this.\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/319-1-ielts-writing-plastic-money\" rel=\"nofollow\"\u003eSolution 1\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/319-2-ielts-writing-plastic-money\" rel=\"nofollow\"\u003eSolution 2\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/319-3-ielts-writing-plastic-money\" rel=\"nofollow\"\u003eSolution 3\u003c/a\u003e\u003c/p\u003e\n","created_at":"2020-01-22T11:05:24.000Z","author_name":"Bob","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-advantages-disadvantages|IELTS Writing Advantages Disadvantages|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"author_id":1,"slug":"319-1-ielts-writing-plastic-money","parent_id":null,"visits":847,"likes":1,"image":null}
[]
[]
ielts-writing-part-2
[{"id":3461,"title":null,"advertisement_flag":false,"author_id":1,"content":"\n\u003cp\u003eThis is a universally acknowledged fact that nowadays credit and debit cards are gaining more popularity than the currency notes. Here, in the below essay I will try to enunciate the positives and the detrimental effects of this trend with my own perception. \u003c/p\u003e\n\n\u003cp\u003eTo begin with, some people hold the opinion that using the credit cards and the debits cards has many multifarious benefits. Undeniably, a credit card and a debit card gives an option to the consumers for purchasing the items of their choice, even though they are having less or no cash in the wallet. Moreover, using credit card gives a facility like a short personal loan, where the buyer get an option to spend now and pay later either the full or some minimum percentage of the total expenses depending upon their budgets. Admittedly, purchasing through a credit card has more discount offer especially, when we are doing the online shopping. This is the main reason nowadays; most of the people living in the urban areas apply for the credit cards from the banks. All of my friends including me are using the benefits of the credit cards in a day to day life. Yesterday only, I had purchased a camera online using the credit card. \u003c/p\u003e\n\n\u003cp\u003eOn the contrary, this access of easy money that is possible because of the credit cards has many ill effects. Firstly, the credit cards encourage people to spend money unnecessary which actually they do not have. This leads to the debts issue and leave people in the financial difficulties. Some time, these financial problems are so big that, even they have to either sell their homes or the expensive item such as a car to pay their debts. In case, they are unable to pay, then bank lending those credit cards lose money that in turn has major effects on the economy of a country. One of my friends is also fond of doing window shopping and every time he used to pay through a credit card without considering the budget in hand, but unfortunately one day to clear all his debts, he need to sell his motorcycle. \u003c/p\u003e\n\n\u003cp\u003eTo recapitulate, by looking at the above facts, indubitably, replacing the plastic money with the credit cards and debit cards has its own advantages and disadvantages. Nevertheless, it is up to each individual, how to use the credit card in an efficient manner to avoid any financial loss.\u003c/p\u003e\n","created_at":"2020-01-22T11:05:24.000Z","author_name":"Bob","tag_groups":[],"slug":null,"parent_id":3460,"visits":0,"likes":-1,"image":null},{"id":3462,"title":null,"advertisement_flag":false,"author_id":1,"content":"\n\u003cp\u003eWriting Tips:\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/how-can-i-improve-my-writing-skills\" rel=\"nofollow\"\u003eHow To Improve Writing Skills\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/what-required-ielts-writing\" rel=\"nofollow\"\u003eWhat Is Required In IELTS Writing\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/tips-ielts-vocabulary-writing\" rel=\"nofollow\"\u003eTips On IELTS Vocabulary For Writing\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"/d/how-your-ielts-essays-are-graded\" rel=\"nofollow\"\u003eHow Your IELTS Essays Are Graded\u003c/a\u003e\u003c/p\u003e\n","created_at":"2020-01-22T13:54:24.000Z","author_name":"Bob","tag_groups":[],"slug":null,"parent_id":3460,"visits":0,"likes":-1,"image":null}]
[{"id":3445,"name":"Solution 4 - Th average monthly use of health club in Miami and Florida","short_content":"You should spend about 20 minutes on this task. \n\nThe graph below shows the average monthly use of health club in Miami and Florida by all full-time me ...","likes":4,"slug":"316-4-ielts-writing-graph-average-monthly-use-health-club-miami-florida","tag_groups":["ielts-writing-part-1|IELTS Writing Part 1|false","ielts-writing-part-1-academic|IELTS Writing Part 1 Academic|false","ielts-writing-diagram-bar-chart|IELTS Writing Diagram Bar Chart|false","ielts-writing|IELTS Writing|false","ielts-writing-graphs|IELTS Writing Graphs|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBdWtDIiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--b8df847b068a3b27f0227bf7ad8c19273ef8b753/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTlRBd2VESTRNQVk2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--ca5be9109540261a74d36dff19d3bd7a6c51a961/Screen_Shot_2020-01-19_at_9.44.15_pm.jpg"},{"id":3448,"name":"Solution 1 - Most important aspects of a job","short_content":"When choosing a job, the salary is the most important consideration for many. Others, however, prefer different other aspects of a job over the salary ...","likes":9,"slug":"317-1-ielts-writing-important-aspects-job","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-opinion|IELTS Writing Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":null},{"id":3451,"name":"Solution 2 - Most important aspects of a job","short_content":"When choosing a job, the salary is the most important consideration for many. Others, however, prefer different other aspects of a job over the salary ...","likes":9,"slug":"317-2-ielts-writing-important-aspects-job","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-opinion|IELTS Writing Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":null},{"id":3454,"name":"Solution 1 - Plastic money replacements are extremely popular","short_content":"You should spend about 40 minutes on this task.\n\nWrite about the following topic:\n\nNowadays plastic money replacements such as credit and debit cards a ...","likes":5,"slug":"318-1-ielts-writing-plastic money-replacements-popular","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-discuss-and-give-opinion|IELTS Writing Discuss And Give Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":null},{"id":3457,"name":"Solution 2 - Plastic money replacements are extremely popular","short_content":"You should spend about 40 minutes on this task.\n\nWrite about the following topic:\n\nNowadays plastic money replacements such as credit and debit cards a ...","likes":3,"slug":"318-2-ielts-writing-plastic money-replacements-popular","tag_groups":["ielts-writing-part-2|IELTS Writing Part 2|false","ielts-writing-discuss-and-give-opinion|IELTS Writing Discuss And Give Opinion|false","ielts-writing|IELTS Writing|false","ielts-academic-writing|IELTS Academic Writing|false"],"image":null}]
main-forum
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This is a universally acknowledged fact that nowadays credit and debit cards are gaining more popularity than the currency notes. Here, in the below essay I will try to enunciate the positives and the detrimental effects of this trend with my own perception.
To begin with, some people hold the opinion that using the credit cards and the debits cards has many multifarious benefits. Undeniably, a credit card and a debit card gives an option to the consumers for purchasing the items of their choice, even though they are having less or no cash in the wallet. Moreover, using credit card gives a facility like a short personal loan, where the buyer get an option to spend now and pay later either the full or some minimum percentage of the total expenses depending upon their budgets. Admittedly, purchasing through a credit card has more discount offer especially, when we are doing the online shopping. This is the main reason nowadays; most of the people living in the urban areas apply for the credit cards from the banks. All of my friends including me are using the benefits of the credit cards in a day to day life. Yesterday only, I had purchased a camera online using the credit card.
On the contrary, this access of easy money that is possible because of the credit cards has many ill effects. Firstly, the credit cards encourage people to spend money unnecessary which actually they do not have. This leads to the debts issue and leave people in the financial difficulties. Some time, these financial problems are so big that, even they have to either sell their homes or the expensive item such as a car to pay their debts. In case, they are unable to pay, then bank lending those credit cards lose money that in turn has major effects on the economy of a country. One of my friends is also fond of doing window shopping and every time he used to pay through a credit card without considering the budget in hand, but unfortunately one day to clear all his debts, he need to sell his motorcycle.
To recapitulate, by looking at the above facts, indubitably, replacing the plastic money with the credit cards and debit cards has its own advantages and disadvantages. Nevertheless, it is up to each individual, how to use the credit card in an efficient manner to avoid any financial loss.
